{"id":21782,"date":"2023-03-07T16:44:00","date_gmt":"2023-03-07T16:44:00","guid":{"rendered":"https:\/\/www.akademiun.com\/?p=21782"},"modified":"2023-03-22T22:36:59","modified_gmt":"2023-03-22T22:36:59","slug":"nuestras-finanzas-personales","status":"publish","type":"post","link":"https:\/\/avacum.com\/en\/2023\/nuestras-finanzas-personales\/","title":{"rendered":"Why are our personal finances important?"},"content":{"rendered":"<h5>The proper management of our personal finances has been demonstrated as a key tool for improving our quality of life and achieving our goals and objectives.<\/h5>\n<h5>It is our responsibility to acquire the necessary knowledge about managing our income, expenses, credits, insurances, and investments, as the benefits directly impact ourselves.<\/h5>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69_1 ez-toc-wrap-left counter-flat ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Tabla de Contenidos<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/avacum.com\/en\/2023\/nuestras-finanzas-personales\/#Finanzas_Personales_introduccion\" title=\"Personal Finance, introduction.\">Personal Finance, introduction.<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/avacum.com\/en\/2023\/nuestras-finanzas-personales\/#Finanzas_personales_y_calidad_de_vida\" title=\"Personal finances and quality of life\">Personal finances and quality of life<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/avacum.com\/en\/2023\/nuestras-finanzas-personales\/#El_ahorro_personal\" title=\"Personal savings\">Personal savings<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/avacum.com\/en\/2023\/nuestras-finanzas-personales\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/avacum.com\/en\/2023\/nuestras-finanzas-personales\/#Referencias\" title=\"References\">References<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Finanzas_Personales_introduccion\"><\/span>Personal Finance, introduction.<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Personal finances are important because they allow us to effectively manage our financial resources, including our income, expenses, savings, and investments. Good management of our personal finances can help us achieve our short- and long-term goals, such as buying a house, saving for our children's education, planning for retirement, among others. Additionally, proper management of our personal finances can reduce financial stress and improve our overall quality of life. Therefore, it is important to acquire knowledge and skills in personal finances to make informed decisions and achieve long-term financial stability.<\/p>\n<p>It is essential to reflect on the relationship between our personal finances and the quality of life we have or want to achieve in the future. By doing so, we can change our perspective on money management, have a long-term vision, control and plan our finances, and focus on achieving our personal and family goals.<\/p>\n<p>In this series of articles, we will present strategies, methodologies, and easy-to-understand and apply tools for controlling and planning our personal finances. The topics covered in the series include the importance of personal finances, tips for managing them, personal finances in times of crisis, tools to understand our expenses, how to create a budget, credit card management, credit as an ally or enemy, family financial investments, and insurance policies<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Finanzas_personales_y_calidad_de_vida\"><\/span><strong>Personal finances and quality of life<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Proper management of personal finances can have a significant impact on a person's quality of life. When finances are well-managed, financial stress is reduced, and more informed decisions about money can be made.<\/p>\n<p>One of the main advantages of having healthy personal finances is the ability to save for the future. Saving money allows people to be prepared for emergencies or unexpected situations, such as job loss or illness. It also allows people to achieve their long-term goals, such as buying a house or retiring.<\/p>\n<p>In addition, having healthy personal finances can improve mental and physical health. Financial stress can have a negative impact on mental health, leading to problems such as anxiety, depression, and sleep problems. It can also lead to unhealthy habits such as overeating or smoking.<\/p>\n<p>Finally, when people have healthy personal finances, they have more freedom and choices in life. People can make informed decisions about their careers, where to live, and how to spend their free time. This can lead to greater overall satisfaction and happiness.<\/p>\n<p>It is essential to reflect and motivate ourselves about the close relationship between our personal finances and our present and future quality of life. By doing so, we can achieve:<\/p>\n<ul>\n<li>A change in perspective on how we manage our money<\/li>\n<li>A long-term vision for our finances<\/li>\n<li>Greater control and planning of our finances<\/li>\n<li>The ability to focus on achieving personal and family goals<\/li>\n<li>A significant improvement in our quality of life.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"El_ahorro_personal\"><\/span><strong>Personal savings<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Personal saving is one of the fundamental keys to achieving long-term financial stability. Saving allows us to have an economic cushion to deal with unforeseen events, make investments, or fulfill our future goals. Additionally, saving helps us have greater financial tranquility and security in our day-to-day lives. Therefore, it is important to make an effort to include the habit of saving in our financial routine and be disciplined in its application.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><em><strong>In summary, proper management of personal finances is essential for improving quality of life. It can reduce financial stress, improve mental and physical health, and provide more freedom and choices in life.<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Referencias\"><\/span><strong>References<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"post-content\">\n<p><strong>To learn more about the standard and its implementation:<\/strong><\/p>\n<p><span style=\"color: #ff6600;\"><strong><a style=\"color: #ff6600;\" href=\"\/en\/Avacum Online Finance offers a range of investment banking or corporate finance services in the market, based on online working procedures, and aimed at small and medium-sized companies. However, given our extensive experience in the market, Avacum can also work perfectly with large companies and multinational corporations.\/\">www.avacum.com<\/a><\/strong><\/span><\/p>\n<p><span style=\"color: #ff6600;\"><strong><a style=\"color: #ff6600;\" href=\"http:\/\/pdv-a.com\/\" target=\"_blank\" rel=\"noopener\">www.pdv-a.com<\/a>\u00a0| mail a:\u00a0<a style=\"color: #ff6600;\" href=\"mailto:info@pdv-a.com\">info@pdv-a.com<\/a><\/strong><\/span><\/p>\n<p><strong>For more information about contents:<\/strong><\/p>\n<p><span style=\"color: #ff6600;\"><strong><a style=\"color: #ff6600;\" href=\"http:\/\/akademiun.com\/\" target=\"_blank\" rel=\"noopener\">www.akademiun.com<\/a>\u00a0| mail a:\u00a0<a style=\"color: #ff6600;\" href=\"mailto:info@akademiun.com\">info@akademiun.com<\/a><\/strong><\/span><\/p>\n<\/div>\n<div class=\"fusion-sharing-box fusion-single-sharing-box share-box\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Learn how to manage your personal finances in times of uncertainty with our strategies and advice. Discover how to protect your savings, reduce expenses, and prepare yourself for any economic situation.<\/p>","protected":false},"author":4,"featured_media":3982,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"_joinchat":[],"footnotes":""},"categories":[225,685],"tags":[244,175],"_links":{"self":[{"href":"https:\/\/avacum.com\/en\/wp-json\/wp\/v2\/posts\/21782"}],"collection":[{"href":"https:\/\/avacum.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/avacum.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/avacum.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/avacum.com\/en\/wp-json\/wp\/v2\/comments?post=21782"}],"version-history":[{"count":0,"href":"https:\/\/avacum.com\/en\/wp-json\/wp\/v2\/posts\/21782\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/avacum.com\/en\/wp-json\/wp\/v2\/media\/3982"}],"wp:attachment":[{"href":"https:\/\/avacum.com\/en\/wp-json\/wp\/v2\/media?parent=21782"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/avacum.com\/en\/wp-json\/wp\/v2\/categories?post=21782"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/avacum.com\/en\/wp-json\/wp\/v2\/tags?post=21782"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}